One World Cover: About us

We are one of Asia’s leading health insurance brokers/consulting companies. Throughout Asia, from China, South-east Asia and the Middle East, we have been serving the needs of hundreds of companies and ten of thousands of employees for more than 15 years.

We represent you, your family, your company, and your staff, and advise you on how to get the best health insurance protection, for the possible terms available, from the world’s most trusted insurers. We also ensure the insurer offers their best service, for the budget available. Our goal is to protect and serve our clients’ needs and interests at all times, for all matters relating to their health insurance.

Why We Are Different

We have established our business in the toughest field in health insurance – large corporate accounts, in particular the education sector. International schools are large employers, often with over 800+ lives covered, and are renowned for very high maintenance service demands and cost control issues. Based on extensive experience of working with these accounts, our team offers your business an unrivaled consulting experience.

No-one wants to see large premium increases at renewal time, so we engage with clients to offer bespoke, financially-sustainable options, so their employees can continue to enjoy benefits and coverage from the best health insurers year after year, and avoid the unpleasant dilemma of cutting benefits or increasing costs.

Our Team

An expert group of consultants with an extensive knowledge of international health insurance gained through direct experience of handling thousands of clients is at your disposal. This experience, combined with an extensive understanding of how healthcare works in Asia, brings clients a detailed, practical and actionable perspective.

Switching to Us

Our service provides convenient access to international medical insurance, and allows a comparison of costs with your current policies. We assist clients in implementing the most suitable insurance solutions to meet their specific coverage and budget needs. As an independent adviser, we specialize in offering objective advice on all insurance options… helping you find clarity in a confusing market.

How We Are Paid

Our service is free to you and your company. You or company do not pay for our service, nor do you pay any extra for our service. The cost is the same whether you buy direct from the insurer, from their agents, or from us as your broker.

How? An insurance premium is made up of many contributing costs factors, including the distribution fee. This distribution fee is passed to the channel you chose to work with – the insurer’s direct sales team, or the insurer’s agent, or a broker. The insurer’s premiums are the same through all channels.

Our Specialty

Our specialty is health and medical insurance, including life and accident covers. We also provide business insurance such as property, liability, business interruption, professional indemnity insurance.

Our Reach

Thanks to our global network of trusted insurance partners, we make worldwide coverage easy for you no matter where you want to go or for how long.

Our Clients

Companies / Clients that we can best assist usually are struggling with the following issues:
– rising and unsustainable premium increases
– insurer service issues
– unsatisfied employees

Our License

We are a fully licensed broker or insurance intermediary, however unlike an insurance company’s’ sales team or agents, we do not represent the insurance companies we work with. Simply put: an insurance broker represents the client = client representative; an insurance agent represents the insurance company = insurer representative.

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