Insights and Knowledge Base
Insights
Why Dropping Full Cover in the USA Doesn’t Always Lower Your Premium as Much as You Think
What Employers Need to Know About Rebalancing Faculty and Expat Health Insurance Coverage It’s very common for international schools and ...
Insights
The 30-Second Sit-to-Stand Test: A Simple, Inclusive Way to Support Staff Wellbeing
The 30-Second Sit-to-Stand Test: A Simple, Inclusive Way to Support Staff Wellbeing Not all wellbeing programs require big budgets or ...
Insights
From A to Zero Deductibles: An International Employer’s Essential Guide to Health Insurance Terms
This glossary is designed for international organisations who need clarity on health insurance terms, focusing on terms relevant to globally ...
Insights
Why Adding a Deductible Could Be the Easiest (and Smartest) Way to Cut Your Health Insurance Costs
Why Adding a Deductible Could Be the Easiest (and Smartest) Way to Cut Your Health Insurance Costs With global medical ...
Insights
The Hidden Cost of Neck and Back Pain: How Musculoskeletal Disorders Are Draining Your Budget
The Hidden Cost of Musculoskeletal Disorders in the Workplace – And What You Can Do About It How many people ...
Insights
How the New Wave of Global Tariffs Could Push Up Health Insurance Premiums in Asia
How the New Wave of Global Tariffs Could Push Up Health Insurance Premiums in Asia As trade tensions intensify globally, ...
Insights
What Global Employers Can Learn from Cigna’s 2025 International Health Study: Globally Mobile Edition
What Global Employers Can Learn from Cigna’s 2025 International Health Study: Globally Mobile Edition As international mobility continues to rise, ...
Insights
Two-Year Rate Guarantees in Health Insurance: A Good Deal or a Risky Shortcut?
Two-Year Rate Guarantees in Health Insurance: A Good Deal or a Risky Shortcut? At face value, a two-year rate guaranteed ...
Insights
Can Companies in Indonesia Buy Health Insurance Offshore?
Can Companies in Indonesia Buy Health Insurance Offshore? For international schools, NGOs, and businesses operating in Indonesia, health insurance for ...
Insights
What Exactly Is Lloyd’s of London — And Why It Matters for Your Insurance Needs
What Exactly Is Lloyd’s of London — And Why It Matters for Your Insurance Needs When most people hear “Lloyd’s ...
Insights
Navigating the Premium Curve: Predictable Increases vs. Responsive Pricing in Health Insurance
Navigating the Premium Curve: Predictable Increases vs. Responsive Pricing in Health Insurance A recent comment from one of our insurer ...
Insights
Why Health Insurers Wait Until the Last Minute to Send You Renewal Pricing (And How We Help Companies Break the Cycle)
Why Health Insurers Wait Until the Last Minute to Send You Renewal Pricing (And How We Help Companies Break the ...
Insights
How International Companies Can Brew a Culture of Well-Being
How International Companies Can Brew a Culture of Well-Being Weekend mornings offer a perfect moment to slow down and reflect ...
Insights
Pacific Cross Announces 2025 Rate Adjustments: What It Means for Policyholders
Pacific Cross Announces 2025 Rate Adjustments: What It Means for Policyholders Pacific Cross has announced its 2025 premium rate adjustments, ...
Insights
Why “Open Broker Bidding” Can Backfire for Employers When Quoting Staff Health Insurance
Why “Open Broker Bidding” Can Backfire for Employers When Quoting Staff Health Insurance At first glance, “open bidding” appears to ...
Insights
How Much Should You Spend on an Annual Health Check-Up? Essential vs. Overpriced Tests
How Much Should You Spend on an Annual Health Check-Up? Essential vs. Overpriced Tests Annual health check-ups are a fundamental ...
Insights
How Reinsurance Protects Large Employer Health Plans from Massive Premium Hikes
How Reinsurance Protects Large Employer Health Plans from Massive Premium Hikes For large employers offering high-end health insurance, annual renewals ...
Insights
You’ve Got a Great Health Insurance Renewal Offer — But Your Budget Says Otherwise. Now What?
You’ve Got a Great Health Insurance Renewal Offer — But Your Budget Says Otherwise. Now What? For many organizations, securing ...
Insights
Why Every International School Needs Directors & Officers (D&O) Liability Insurance
Why Every International School Needs Directors & Officers (D&O) Liability Insurance What is D&O Liability Insurance? Directors and Officers (D&O) ...
Insights
How Much Does Group High-End Global Health Insurance Plan Really Cost for Expat Employees in Africa?
How Much Does Group High-End Global Health Insurance Plan Really Cost for Expat Employees in North Africa? Many international businesses, ...
