Insights

Insights

Insights

How ‘Reasonable and Customary’ Limits Can Protect Your International Health Insurance Plan from Abuse

BY
Michael - Customer Experience Director

What Is “Reasonable and Customary”? “Reasonable and customary” (R&C) — also known as “usual and customary” or “customary and reasonable” ...

Insights

Supporting Expat Employees During Mental Health Awareness Week 2025: Why Community and Connection Matter

BY
Michael - Customer Experience Director

How Employers Can Use This Global Moment to Build Stronger, Healthier Teams May 2025 marks two significant global mental health ...

Insights

FMU vs. MHD: What’s the Right Underwriting Approach for Your International Health Insurance Plan?

BY
Michael - Customer Experience Director

FMU vs. MHD: What’s the Right Underwriting Approach for Your International Health Insurance Plan? When selecting an international health insurance ...

Insights

Healthy Snacking for Busy Expats: 7 Smart Supermarket Choices

BY
Michael - Customer Experience Director

Healthy Snacking for Busy Expats: 7 Smart Supermarket Choices In a high-pressure international work environment, small wellness wins matter. When ...

Insights

Should Expat Employers Limit International Health Insurance to One Country and Use Travel Insurance for the Rest?

BY
Michael - Customer Experience Director

Should Expat Employers Limit International Health Insurance to One Country and Use Travel Insurance for the Rest? We were recently ...

Insights

Are Weight Loss Medications Covered by International Private Health Insurance Plans?

BY
Michael - Customer Experience Director

Are Weight Loss Medications Covered by Private Health Insurance Plans? In recent years, weight loss medications – particularly GLP-1 drugs ...

Insights

What Is Long-Term Disability (LTD) Insurance – And How Does It Work With Sick Leave and Short-Term Disability Insurance?

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Michael - Customer Experience Director

What Is Long-Term Disability (LTD) Insurance – And How Does It Work With Sick Leave and Short-Term Disability Insurance? A ...

Insights

How Smart Healthcare Payment Cards Are Modernizing Expat Health Insurance

BY
Michael - Customer Experience Director

How Smart Healthcare Payment Cards Are Modernizing Expat Health Insurance A quiet revolution is underway in international private medical insurance. ...

Insights

Why Your Expat Staff Might Be Confused at the Hospital: Direct Billing vs. Guarantee of Payment (GOP) Explained

BY
Michael - Customer Experience Director

Why Your Expat Staff Might Be Confused at the Hospital: Direct Billing vs. GOP Explained For expat employees and HR ...

Insights

How Our International School Clients Stayed Ahead of Medical Trend: A 3.6% Average Increase in 2025–26 Renewals

BY
Michael - Customer Experience Director

How Our International School Clients Stayed Ahead of Medical Trend: A 3.6% Average Increase in 2025–26 Renewals We’re proud to ...

Insights

Should Companies Provide Extra Health Insurance Cover or Benefit Limits for Workplace Injuries?

BY
Michael - Customer Experience Director

Should Companies Provide Extra Health Insurance Cover or Benefit Limits for Workplace Injuries? At One World Cover, we are regularly ...

Insights

Want to Promote Employee Well-being in Just 10 seconds? Promoting Healthier Habits with Cigna’s New Flex Ray Test

BY
Michael - Customer Experience Director

How a Simple Test Can Help Employees Stay Healthier for Longer At One World Cover, we’re always looking for easy, ...

Insights

“The Faculty Benefits Dilemma: Cut Costs or Keep Your Best Teachers?” – FOBISIA 2025 Business Conference Presentation

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OWC Customer Experience Team

Managing Health Insurance Costs Without Compromising Faculty Well-Being In April 2025, the FOBISIA Business Conference in Bangkok brought together professionals ...

Insights

Are You Getting What You’re Paying For? The Hidden Value in Your International Group Health Insurance Plan

BY
Michael - Customer Experience Director

Are You Getting What You’re Paying For? The Hidden Value in Your International Group Health Insurance Plan In the face ...

Insights

Expat Employers Are Rethinking How They Fund Mental Health Benefits

BY
Michael - Customer Experience Director

Supporting Staff Mental Wellbeing Without Putting Privacy at Risk As an expat employer, should you self-insure outpatient mental health visits? ...

Insights

Why Dropping Full Cover in the USA Doesn’t Always Lower Your Premium as Much as You Think

BY
Michael - Customer Experience Director

What Employers Need to Know About Rebalancing Faculty and Expat Health Insurance Coverage It’s very common for international schools and ...

Insights

The 30-Second Sit-to-Stand Test: A Simple, Inclusive Way to Support Staff Wellbeing

BY
Michael - Customer Experience Director

The 30-Second Sit-to-Stand Test: A Simple, Inclusive Way to Support Staff Wellbeing Not all wellbeing programs require big budgets or ...

Insights

From A to Zero Deductibles: An International Employer’s Essential Guide to Health Insurance Terms

BY
OWC Customer Experience Team

This glossary is designed for international organisations who need clarity on health insurance terms, focusing on terms relevant to globally ...

Insights

Why Adding a Deductible Could Be the Easiest (and Smartest) Way to Cut Your Health Insurance Costs

BY
Michael - Customer Experience Director

Why Adding a Deductible Could Be the Easiest (and Smartest) Way to Cut Your Health Insurance Costs With global medical ...

Insights

The Hidden Cost of Neck and Back Pain: How Musculoskeletal Disorders Are Draining Your Budget

BY
Michael - Customer Experience Director

The Hidden Cost of Musculoskeletal Disorders in the Workplace – And What You Can Do About It How many people ...

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