Insights
Insights
How ‘Reasonable and Customary’ Limits Can Protect Your International Health Insurance Plan from Abuse
What Is “Reasonable and Customary”? “Reasonable and customary” (R&C) — also known as “usual and customary” or “customary and reasonable” ...
Insights
Supporting Expat Employees During Mental Health Awareness Week 2025: Why Community and Connection Matter
How Employers Can Use This Global Moment to Build Stronger, Healthier Teams May 2025 marks two significant global mental health ...
Insights
FMU vs. MHD: What’s the Right Underwriting Approach for Your International Health Insurance Plan?
FMU vs. MHD: What’s the Right Underwriting Approach for Your International Health Insurance Plan? When selecting an international health insurance ...
Insights
Healthy Snacking for Busy Expats: 7 Smart Supermarket Choices
Healthy Snacking for Busy Expats: 7 Smart Supermarket Choices In a high-pressure international work environment, small wellness wins matter. When ...
Insights
Should Expat Employers Limit International Health Insurance to One Country and Use Travel Insurance for the Rest?
Should Expat Employers Limit International Health Insurance to One Country and Use Travel Insurance for the Rest? We were recently ...
Insights
Are Weight Loss Medications Covered by International Private Health Insurance Plans?
Are Weight Loss Medications Covered by Private Health Insurance Plans? In recent years, weight loss medications – particularly GLP-1 drugs ...
Insights
What Is Long-Term Disability (LTD) Insurance – And How Does It Work With Sick Leave and Short-Term Disability Insurance?
What Is Long-Term Disability (LTD) Insurance – And How Does It Work With Sick Leave and Short-Term Disability Insurance? A ...
Insights
How Smart Healthcare Payment Cards Are Modernizing Expat Health Insurance
How Smart Healthcare Payment Cards Are Modernizing Expat Health Insurance A quiet revolution is underway in international private medical insurance. ...
Insights
Why Your Expat Staff Might Be Confused at the Hospital: Direct Billing vs. Guarantee of Payment (GOP) Explained
Why Your Expat Staff Might Be Confused at the Hospital: Direct Billing vs. GOP Explained For expat employees and HR ...
Insights
How Our International School Clients Stayed Ahead of Medical Trend: A 3.6% Average Increase in 2025–26 Renewals
How Our International School Clients Stayed Ahead of Medical Trend: A 3.6% Average Increase in 2025–26 Renewals We’re proud to ...
Insights
Should Companies Provide Extra Health Insurance Cover or Benefit Limits for Workplace Injuries?
Should Companies Provide Extra Health Insurance Cover or Benefit Limits for Workplace Injuries? At One World Cover, we are regularly ...
Insights
Want to Promote Employee Well-being in Just 10 seconds? Promoting Healthier Habits with Cigna’s New Flex Ray Test
How a Simple Test Can Help Employees Stay Healthier for Longer At One World Cover, we’re always looking for easy, ...
Insights
“The Faculty Benefits Dilemma: Cut Costs or Keep Your Best Teachers?” – FOBISIA 2025 Business Conference Presentation
Managing Health Insurance Costs Without Compromising Faculty Well-Being In April 2025, the FOBISIA Business Conference in Bangkok brought together professionals ...
Insights
Are You Getting What You’re Paying For? The Hidden Value in Your International Group Health Insurance Plan
Are You Getting What You’re Paying For? The Hidden Value in Your International Group Health Insurance Plan In the face ...
Insights
Expat Employers Are Rethinking How They Fund Mental Health Benefits
Supporting Staff Mental Wellbeing Without Putting Privacy at Risk As an expat employer, should you self-insure outpatient mental health visits? ...
Insights
Why Dropping Full Cover in the USA Doesn’t Always Lower Your Premium as Much as You Think
What Employers Need to Know About Rebalancing Faculty and Expat Health Insurance Coverage It’s very common for international schools and ...
Insights
The 30-Second Sit-to-Stand Test: A Simple, Inclusive Way to Support Staff Wellbeing
The 30-Second Sit-to-Stand Test: A Simple, Inclusive Way to Support Staff Wellbeing Not all wellbeing programs require big budgets or ...
Insights
From A to Zero Deductibles: An International Employer’s Essential Guide to Health Insurance Terms
This glossary is designed for international organisations who need clarity on health insurance terms, focusing on terms relevant to globally ...
Insights
Why Adding a Deductible Could Be the Easiest (and Smartest) Way to Cut Your Health Insurance Costs
Why Adding a Deductible Could Be the Easiest (and Smartest) Way to Cut Your Health Insurance Costs With global medical ...
Insights
The Hidden Cost of Neck and Back Pain: How Musculoskeletal Disorders Are Draining Your Budget
The Hidden Cost of Musculoskeletal Disorders in the Workplace – And What You Can Do About It How many people ...
