One World Cover 2025 Medical Trend Report

2025 KEY INSIGHTS

  • Global medical trend is projected to be 10.4% in 2025, only frationally down from 10.5% in 2024
  • Regionally in Asia and the Middle East, medical trend in 2025 is expected to be slightly up on 2024, continuing a trend we have seen over the past 5 years
  • Key drivers of rising costs include advancements in medical technology, aging populations, and increasing prevalence of chronic diseases
  • The rise of GLP-1 agonists like Wegovy and Ozempic as weight-loss treatments is revolutionizing obesity care but comes with affordability challenges
  • One World Cover clients always stay ahead of the medical inflation trend

Why Medical Trend Matters

Medical inflation refers to the percentage rate at which healthcare costs increase over a period of time. Medical trend includes more than just medical inflation and cost increases. Medical trend is an important metric that impacts health insurance premiums. Understanding medical trend is essential if organizations are to effectively budget for any future increases to their health insurance premiums.

Financial Implications for Employers: Rising healthcare costs directly impact operational budgets and employee benefits affordability
Employee Health and Productivity: Chronic diseases, mental health conditions, and lifestyle factors contribute to absenteeism and reduced productivity
Regional Variations: Understanding trends in specific regions helps businesses anticipate localized challenges
Impact of New Treatments: Innovations like GLP-1 agonists for weight loss offer potential solutions but come with significant cost considerations
Importance of Prevention: Proactive strategies such as preventative care and wellness programs can mitigate future cost increases
Strategic Benefits Design: Employers need to tailor insurance plans to meet workforce needs while managing rising premiums effectively

Download 2025 Report Here:


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