How Our International School Clients Stayed Ahead of Medical Trend: A 3.6% Average Increase in 2025–26 Renewals
We’re proud to announce that we’ve now finalized all 2025–26 faculty health insurance renewals for our international school clients – before the end of April. That alone is a win. But even more importantly:
The average increase across our international school portfolio came in at just 3.6%, significantly below projected medical trend in the region.
Given that medical trend in Asia is forecast at 12.1% in 2025, this result speaks volumes about the value of the OWC approach to employee benefits management. In a rising-cost environment, this kind of result doesn’t happen by accident.
Our international school portfolio includes international schools across Asia ranging in size from 10 to 500+ lives – from established legacy schools in capital cities, to newer, fast-growing schools in second-tier markets. What they all have in common:
- A commitment to providing high-quality employee benefits
- A need for predictable, budget-aligned renewals
- A desire for year-round support, not just a quote at renewal time
How We Deliver Better Results
At One World Cover, we work with our clients up to six months before renewal. This gives us time to:
- Analyze claims data and loss ratios
- Benchmark pricing and benefits across the market
- Negotiate early with insurers
- Present strategic plan design options, where needed
Where benefit adjustments were made, they were made strategically, with the support of our plan design planning system. That means:
- No blanket cost-cutting
- No erosion of coverage faculty rely on
All of our clients continue to offer globally competitive benefits:
- Strong financial protection
- Access to premium international provider networks
- Member-first plan terms – including mental health support and preventive care
READ MORE >> “The Faculty Benefits Dilemma: Cut Costs or Keep Your Best Teachers?”
Why It Matters Who Your Broker Is
In this industry, not all brokers operate the same way.
Some are happy when your premiums go up – higher premiums can mean higher commissions. But that’s short-sighted.
We believe in something different: long-term alignment with our clients’ goals. That means helping you:
- Renew early
- Renew on budget
- Deliver better value to your staff
We help our clients renew with faculty-first terms that support wellbeing and retention.
We only win when you win. And that mindset is reflected in our results.
READ MORE >> Are You Getting What You’re Paying For? The Hidden Value in Your International Group Health Insurance Plan
What Early Renewal Really Means
By finalizing renewals before the end of April, our schools are now:
- Free to focus on everything else on their to do list – we know how busy you are!
- Able to communicate plan changes early and clearly
- Positioned to build staff confidence in their benefits package before summer break
For schools that made provider or benefit changes, this early timeline is especially valuable – it means implementation is smooth, and faculty feel supported rather than surprised.
This Is What We Mean by “Predictable and Sustainable”
At One World Cover, our purpose is clear:
To deliver world-class employee benefits programs, with predictable and sustainable renewal pricing, and to do so with empathy, warmth, and care.
This renewal season reflects that purpose – not just in the numbers, but in the way we’ve helped each school stay in control, stay strategic, and stay ahead of trend. Its also proof that purpose in action creates real results.
January to April is always an intense period for our team. Well done to our entire team – and congratulations to our international school clients on a successful renewal season.
If your school is reviewing its 2025–26 renewal, or considering how to get more value out of your faculty health insurance, we’d love to show you what’s possible.
To learn more please get in touch: [email protected] or click here to contact us.
